62 Months after filing first bankruptcy – why creditors need more time to investigate?

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62 Months after filing first bankruptcy - why creditors need more time to investigate?62 Months after filing first bankruptcy – why creditors need more time to investigate?

Sixty-two months have passed after filing my first bankruptcy in 2009.

For the first nine months, as instructed by the trustee, I routinely reported my income and expenses.  Then I was told that one creditor has opposed my discharge, and the court is a little back-logged, but my hearing will be scheduled soon.

I have been in constant communication with the trustee and his office by email, phone, and in person. All I hear that the creditor is still investigating. And the trustee would ask for certain documents from me from time to time. The latest one he asked for was the last pay-stub of 2014.

I have got information from another source (trustee) that there is no record of any opposition from any creditor on my file.

Sixty-two months and I am still counting. Not sure what to do. It is like serving jail time while waiting for trial. My life is further doomed by someone’s negligence. Please comment about available options.

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It does seem that it is an extraordinary delay.

I think the court date should have been scheduled by this time.

You could get the Office of the Superintendent involved.

The Office of the Superintendent of Bankruptcy oversees trustees and can be contacted at the following link:

http://www.ic.gc.ca/eic/site/icgc.nsf/eng/h_07026.html#type=phone

Trustee

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