If they never came for my RV what should/shouldn’t I do?
Basically for the year during my bankruptcy and a little while after I checked with my trustee when the bank was coming for the RV. I updated details on where it was etc. but it’s not been over 3 years since I have been discharged. I have continually stored the RV and mostly at a cost to me.
Can I use it? Is there any way to get the title back? And am I able to charge storage? Will the Statute of limitations impact my situation?
Your trustee would have done a security search to confirm the validity of security held by the secured creditor.
He then would have listed that creditor on the list of creditors in the bankruptcy and put that creditor on notice that he should pick up his secured asset (The RV).
All of the above being the case, the asset does not belong to you and you cannot use it.
You should, in writing, put that creditor on notice that they should pick up the RV immediately and that you will not be paying for its storage.
You should also confirm that there is no insurance on the RV.