I signed a 9.5-month lease. The landlord sold the property so there was no chance to extend it. I had to find a new place. This was made more difficult as I filed in the middle of the 9.5 month period and then was subject to a credit check. I had to take the first place that accepted me.
This left 3 months which I could not pay on the 9.5 month lease. Even though I gave notice this did not help as it was a fixed period lease you could not just give notice and leave. The landlord is now suing. Am I able to include this in the Bankruptcy? Am I protected from legal action?
Yes, you are able to include that debt in a bankruptcy and it will be erased upon your discharge.
You will be protected from legal action once you receive the stay of proceedings, which is a legal order preventing your creditors from contacting you that goes into place immediately upon going bankrupt.
– BankruptcyCanada.com Licensed Insolvency Trustee