Bankruptcy Advisor Hamilton, ON - Licensed Insolvency Trustee Hamilton
Get Out of Debt Quickly and Easily
Hamilton Bankruptcy & Debt Relief Services
We are Licensed Insolvency Trustees in Hamilton specializing in bankruptcy and consumer proposals, servicing Hamilton, Ontario.
When you are dealing with the stress of debt problems finding a debt solution can be formidable.
We are committed debt professionals living and working in Hamilton who are well trained and experienced in helping individuals find solutions to debt problems.
We can assist you with debt consolidation, consumer proposals and bankruptcy.
As a licensed bankruptcy advisor in Hamilton, we understand the enormous pressure of dealing with debt so we are pleased to offer you a free, no obligation consultation to discuss your financial difficulties.
We offer clear and easy to understand debt relief options, as well as friendly and caring assistance.
As experts in the bankruptcy laws of Hamilton, we can help you get out of debt quickly and easily.
With expertise in personal bankruptcy, consumer proposals and more in Hamilton, we are here to assist you.
Filing Bankruptcy In Hamilton
As friendly and caring insolvency experts, we offer free debt consultations to help you understand the bankruptcy laws in Hamilton, as well as all of your debt relief alternatives.
We also offer consumer proposal, debt consolidation, debt settlement, and credit counselling services to help you get out of debt.
Our team is fully licensed and regulated by the government of Canada.
Declaring Bankruptcy in Hamilton - Schedule a Free Consultation
If you are unable to make your minimum payments on your credit card debt and other debts, and owe at least $1,000 in unsecured consumer debt, you can file for bankruptcy under the Bankruptcy and Insolvency Act (BIA).
We are proud to help guide people through their financial challenges, and we can help you too!
Debt doesn't have to control your life any longer.
The bankruptcy process can be stressful, but often the hardest part is making the first step and speaking with a licensed insolvency trustee during your initial consultation.
What Are The Benefits of Personal Bankruptcy?
The most beneficial aspect of bankruptcy is that you will receive relief from your debts.
However, you will also receive the following benefits:
- You will put an end to creditor harassment, including collection calls and wage garnishment,
- All of your debt payments will become consolidated,
- You will be able to begin rebuilding and restoring your credit,
- You will get back on your feet with a fresh start,
- Your licensed insolvency trustee will guide you through the entire bankruptcy process, and provide you with financial counselling help.
How Does The Bankruptcy Process Work?
When you meet with one of our licensed insolvency trustees, they will help you review your finances and determine if claiming bankruptcy is right for you.
If personal bankruptcy is determined to be your right solution, the trustee will guide you through the bankruptcy process from start to finish.
The bankruptcy process starts when you sign the paperwork, and your trustee electronically signs it with the Office of the Superintendent of Bankruptcy (OSB).
During your bankruptcy, which will last for 9 months if you are a first time bankrupt with no surplus income, you will have to complete certain duties in order to be eligible for your discharge.
The duties of a bankrupt include providing your trustee with information on your finances during the bankruptcy, attending two counselling sessions, and making the required payments.
Most bankrupts feel relief as soon as they have made the decision to go bankrupt.
Speaking With a Licensed Insolvency Trustee in Hamilton
We understand that there are many causes to financial difficulties that might cause you to need to claim bankruptcy.
We are licensed insolvency trustees in Hamilton that focus on personal and small business bankruptcies.
Our team of professionals are dedicated and experienced in helping you solve your debt prooblems.
Why choose us?
- We are locally owned and operated,
- We are friendly, caring and experienced in solving debt problems,
- We will help you understand your debt help options, including solutions where you can avoid bankruptcy,
- We offer risk-free confidential consultations.
Stop the debt cycle today and take the first step to getting on the path to financial freedom.
Determining the Best Way to Get Out of Debt
If you are considering claiming bankruptcy, the first thing you should do is to contact your local Bankruptcy Canada Licensed Insolvency Trustee to speak about your available options to get out of debt.
Our friendly insolvency team will help you determine the best way for you to get out of debt.
In some cases, filing for bankruptcy will be the best option and if so, we will help you understand the entire process of going bankrupt.
In other cases, we can help you explore other debt solutions that will work better for you.
We can help with several other debt relief alternatives to your debt problems, such as:
All of the Licensed Insolvency Trustees of Bankruptcy Canada are members of CAIRP (Canadian Association of Insolvency and Restrucuring Professionals).
CAIRP is the governing body that advocates for the insolvency (bankruptcy and consumer proposal) process in Canada.