Consumer Proposal Didsbury, Alberta

The specter of debt can loom large, casting a daunting shadow over your aspirations for the future. If you’re considering a consumer proposal in Didsbury, it’s vital to seek professional assistance to alleviate your financial distress. Our team of experts offers a range of personalized solutions, from bankruptcy services to debt consolidation, to help Canadians reclaim their financial stability.


Debt can feel like a crushing burden, but it’s crucial to remember that there are options available. Making a consumer proposal in Didsbury is one such avenue. It’s a practical alternative to declaring bankruptcy, particularly for individuals with unsecured debts of less than $250,000.

Consumer Proposal: A Practical Solution

A consumer proposal is an agreement between you and your creditors, facilitated by a local Licensed Insolvency Trustee. This arrangement allows for a single, manageable monthly payment over a designated period. Notably, in some scenarios, this could result in repaying less than the original amount owed.

Didsbury, Alberta Consumer Proposal Office

The Role of a Licensed Insolvency Trustee (LIT)

A Licensed Insolvency Trustee (LIT) plays a pivotal role in managing your debts. They negotiate on your behalf with your creditors, ensuring a fair resolution. LITs provide permanent, life-changing debt solutions to individuals grappling with overwhelming debt.

Why Choose Bankruptcy Canada

Our commitment to providing reliable and effective financial solutions spans over 2 decades. We’ve helped thousands of Canadians overcome their debts, offering a range of solutions from consumer proposals to debt settlements and more.

Alternative Debt Solutions

Apart from consumer proposals, We provide several other debt solutions:

Orderly Payment of Debt Program

Under the Orderly Payment of Debt (OPD) program, the court consolidates your loans, paying your unsecured creditors on your behalf at an interest rate of 5% per annum over three or more years.

Personal Bankruptcy

Bankruptcy is another option for those facing insurmountable debt. Our team will guide you through the process, reviewing the pros and cons of each option to help you make an informed decision.

Free Consultation

We offer a free, no-obligation consultation to discuss your financial situation and explore the options available to you.


What is a consumer proposal?
A consumer proposal is a legally binding process administered by a licensed insolvency trustee (LIT) where you come to an agreement with your creditors to pay back a percentage of what is owed to them or extend the time you have to pay off the debts, or both.

What is the role of a Licensed Insolvency Trustee (LIT)?
A LIT is a federally regulated professional who provides advice and services to individuals and businesses with debt problems. LITs help people make informed choices to deal with their financial difficulties.

What is the difference between a consumer proposal and bankruptcy?
A consumer proposal is a negotiation with your creditors to pay back a portion of your debt. Bankruptcy, however, is a legal process where you surrender your assets in exchange for the discharge of your debts.


Embarking on a consumer proposal in Didsbury can be a significant step towards regaining financial stability. With the right guidance and support, you can navigate this process confidently and start anew.

Contact Us

To explore your options or to seek assistance with your consumer proposal in Didsbury, call us today or fill out our contact form for a free consultation!

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