BankruptcyCanada’s government licensed insolvency professionals are here to help you with your debt problems.
Your free consultation with a Bankruptcy Canada Trustee can take place over the phone or in person.


"A Consumer Proposal Helped Me Save My Home, Car and Savings. Thank You For Explaining My Options."

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Bankruptcy Canada Has Helped
hundreds of thousands of Canadians
Just Like You get out of debt Since 1999

Consumer Proposal Peterborough, ON

Cut 70% Of Your Debt. Save Your Home and Car!

Consumer Proposals: The Most Popular Alternative To Bankruptcy

Consumer proposals are increasingly becoming more popular as Canadians find out about the benefits of our consumer proposal services as an alternative to filing bankruptcy.

If you decide to file a consumer proposal with your creditors, your Licensed Insolvency Trustee (LIT) will negotiate with your unsecured creditors on your behalf so you can make a repayment plan to repay a portion of the debts you owe.

The benefits of a consumer proposal far outway the drawbacks, and it is often more attractive to your creditors as well.

Why Should I Make a Consumer Proposal?

While there are several ways to get out of debt in Canada, there are many benefits of a consumer proposal for both you and your creditors.

When you meet with a Licensed Insolvency Trustee they will help you explore all of your potential debt relief solutions so you can find the right fit that's best for you and your debt problems.

  • You should consider speaking with a LIT about a consumer proposal if:
  • You have a house or car that you would lose in bankruptcy that you would like to keep,
  • You have consumer debts of less than $250,000 (not including the mortgage debt on your principal residence),
  • You want to put a stop to interest charges, collection calls, frozen bank accounts, wage garnishments and other legal actions against you,
  • You want to repay a portion of your debts over a period of time while avoiding bankruptcy.

You Must Speak With a Licensed Insolvency Trustee For Consumer Proposal Information

In Canada, only Licensed Insolvency Trustees are licensed and regulated by the federal government to provide consumer proposal services on your behalf.

When you meet with a LIT in your area you can learn more about consumer proposals and the steps in filing one, as well as your other debt relief options, such as filing bankruptcy or debt consolidation.

A consumer proposal is only one of the debt help programs offered by a Bankruptcy Canada insolvency professional, but it is often the best solution for many consumers.

Other debt relief options we can help with include budgeting, credit counselling, debt consolidation and personal bankruptcy.

To learn more about these debt relief vehicles as well as consumer proposals please don't hesitate to contact us today to arrange your own personalized debt relief consultation.

You will learn how we can help you get out of debt through a consumer proposal or an alternative such as bankruptcy, as well as get answers to all the questions you have.

Debt doesn't have to control your life.

Give us a call today or fill out or confidential evaluation form.

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Our friendly Licensed debt relief professionals understand how difficult a time this is for you.

This is why we always put you first when you turn to us for assistance with consumer proposal services.

We always put you first and make sure you are taken care of in a caring and respectful manner.

Our Licensed Insolvency Trustees understand the value of meeting with a debt professional that puts you first.

We will always take the time to listen to your concerns and make sure you feel comfortable dealing with us.

Our team of friendly Licensed Insolvency Trustees are ready to give you their expert opinions when you are ready.

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In order to see if a consumer proposal in Ontario is right for you, you need to meet with one of our debt experts for a free consultation.

Contact us if:

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  • Your bills are constantly piling up
  • Creditors are taking collection actions against you
  • You struggle to make the minimum payments on your debts
  • You are stressed because of your overwhelming debt situation

How our Consumer Proposal Solutions Can Help You

A consumer proposal is a popular alternative to bankruptcy that is available for all Canadian debtors with unsecured debts of $250,000 or less.

If you decide to proceed with our consumer proposal services, your licensed insolvency trustee, acting as your consumer proposal administrator, will contact your creditors to arrange an affordable debt repayment plan with a single monthly payment for a set period of time.

Often you will repay about 30 or 40% of your total debt owed under a consumer debt proposal plan.

Many people can avoid going bankrupt by taking advantage of a consumer proposal.

Proposal filings are gaining popularity all across Canada!

You can learn more about a consumer proposal by scheduling a FREE, no obligation, no pressure consultation meeting.

People that benefit from our services include:

Debtors that can't afford to repay all of their debts but can afford a fair payment agreement each month
People that are dealing with stress and worries due to their overwhelming debt
Debtors dealing with collection calls, wage garnishments and frozen bank accounts

Other BankruptcyCanada Debt Solutions

We are here to help Canadians with all kinds of debt relief solutions.

We have been helping people for over 20 years and we have the experience and knowlege to help you get out of debt.

In addition to consumer proposal services, we offer other debt relief solutions as well.

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Filing Bankruptcy

Bankruptcy allows you to get out of debt in the quickest and most cost affordable manner.
You will be able to keep your car and home in many cases and can be out of debt in as little as 9 months.
To learn more about going bankrupt, you can contact our Licensed Insolvency Trustees for a free debt relief evaluation.

If you are dealing with debt and are struggling to manage your finances we know it can be difficult to know what to do next.

There are many solutions available to you and we understand it can be difficult to know how to proceed.

At Bankruptcy Canada we have friendly and experienced debt experts in your area who can meet with you to help you understand the right solution to your unique money problems.

With our caring assistance we can help you explore all of your debt options and help you choose the correct path towards getting out of debt.

To learn about the debt relief options provided by the Licensed Insolvency Trustees of BankruptcyCanada please request a confidential debt consultation through our online form or by calling 877-879-4770 today.

Our licensed insolvency trustee in Peterborough, Ontario is here to help you examine your financial situation.

If you are experiencing financial difficulties our years of experience can help you become debt free.

If you are looking for debt restructuring assistance, please contact us today for caring assistance.

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Get a Free
Confidential Consultation

A Bankruptcy Canada Government Licensed Debt Professional will contact you as soon as possible.

Local Office Address

Local Offices
159 King Street, Suite 303,
Peterborough, Ontario
K9J 2R8

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"You are a life-saver."
"I was struggling with debt for many years. Finally I got up the courage to speak with a Consumer Proposal Administrator With BankruptcyCanada. Wow! You guys are a lifesaver. You Showed Me How to Save My Car, My Home and How to Get the Creditors to Stop Calling." Joan - Toronto, ON


All of the Licensed Insolvency Trustees of Bankruptcy Canada are members of CAIRP (Canadian Association of Insolvency and Restrucuring Professionals).
CAIRP is the governing body that advocates for the insolvency (bankruptcy and consumer proposal) process in Canada.