Are you having a difficult time managing your debts? Have you fallen behind on your mortgage payments? If either of these scenarios seems close to home, then you’re likely facing bankruptcy.
Not to worry, thousands of Canadians apply for bankruptcy each year.
MNP Laval (Saint Martin) Bankruptcy, is there to offer you a free consultation of your financial situation.
During our initial consultation, your Licensed Insolvency Trustee or LIT will discuss and explain all the debt relief options you have at your disposal, such as consumer proposals and personal bankruptcy.
Filing for personal bankruptcy is the best decision in the majority of cases.
You have the right to file for bankruptcy under Quebec law.
This is a consumer right that is clearly defined and offers protection for those who apply for it.
It protects you from creditors and any legal actions they might pursue.
Personal bankruptcy is a solution that our LITs will take if there are no other debt relief solutions available for your particular situation.
It will strive to take control of your financial situation and help you get a fresh start.
For first-time bankruptcy filing, the process can take up to nine months.
What types of debts can be helped?
Most loans such as tax debt, credit card loans, mortgages, and car loans can be taken care of.
A few non-dischargeable debts such as alimony and child support payments, traffic tickets and fines, student loans, and fraudulent debts are not exempt.
Once an MNP Laval LIT has filed for protection under the Bankruptcy and Insolvency Act, your creditors will no longer be able to pursue you, nor can they contact you directly.
Filing for personal bankruptcy can be a difficult choice, but with MNP Laval (Saint Martin) Bankruptcy, you’ll always have the support and guidance to ensure it goes smoothly.
Laval QC H7M 3Y8