Will I end up with a Better Credit Rating if I use a Credit Counsellor?

Will I end up with a better credit rating if I use a credit counsellor?

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No! So long as you are on any kind of payment plan the credit bureau will record this fact. Using a credit counsellor will not give you a better credit rating faster. In fact, you will likely take longer to re-establish a good rating and pay much more if you use credit counsellor rather than a trustee.

For more information about credit counsellors please refer to this page.

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