Fines and Tickets in Bankruptcy

Fines and Tickets in Bankruptcy

Filing for bankruptcy can provide relief for many types of financial obligations. However, the question often arises – What happens to fines and tickets in bankruptcy? This article will delve into this matter, providing a comprehensive understanding of how court fines and traffic tickets are handled during bankruptcy.

A Separate Class of Debts

Court fines and traffic tickets depict a unique class of debts. These obligations can arise from various reasons, ranging from minor parking violations to major offenses like driving under the influence (DUI) with fines that could amount to thousands of dollars.

Note: According to bankruptcy legislation, court fines and traffic tickets are not discharged or forgiven in bankruptcy. This makes them a separate class of debts. 

The Impact of Bankruptcy on Court Fines

Despite filing for bankruptcy, court fines and traffic tickets must be paid. These types of debts typically have a short repayment period, which can exacerbate an individual’s financial struggles.

For instance, DUI fines are often associated with charges that limit or eliminate one’s driving privileges. This can affect an individual’s mobility and ability to earn income, leading to financial difficulties.

Key Takeaway: Court fines and traffic tickets survive a bankruptcy and must be paid, thereby potentially worsening one’s financial situation.

The Consequences of Unpaid Fines

The non-payment of court fines may lead to a loss of income, as the inability to drive can limit one’s job opportunities. This loss of income paired with the responsibility to pay hefty fines can exacerbate one’s financial difficulties.

In some cases, this situation might be the tipping point that pushes an individual towards bankruptcy. However, even in bankruptcy, the obligation to pay such fines remains.

How Bankruptcy Can Assist

While bankruptcy does not discharge court fines and traffic tickets, it can still provide some financial relief. By eliminating the obligation to pay many other types of debts, bankruptcy allows an individual to survive on reduced income, making it easier to pay the fines.

The Role of an Alberta Bankruptcy Trustee

A bankruptcy trustee can help you navigate the complex process of bankruptcy, including understanding which debts are discharged and which are not. They can provide valuable counsel, especially if court fines and traffic tickets are a significant part of your debt.


Understanding your financial obligations, including fines and tickets in bankruptcy, is crucial when considering this step. Although bankruptcy can provide some relief, it’s important to remember that certain debts, like court fines and traffic tickets, are not discharged. Therefore, it’s essential to consult with a bankruptcy trustee to understand the implications fully.

Find a Trustee Near You

For more information or to discuss your personal financial situation, find a Trustee Near You. They can provide you with the necessary advice and guidance to navigate your financial difficulties effectively.

Find Your Personal Debt Relief Solution

Licensed Insolvency Trustees are here to help. Get a free assessment of your options.

Discuss options to get out of debt with a trained & licensed debt relief professional.