About Us – Bankruptcy Canada

Why choose Bankruptcy Canada for debt relief?  
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About Us - Bankruptcy Canada

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Bankruptcy Canada is the #1 bankruptcy site in Canada in terms of number of visitors, content and the scope and breadth of information we provide.

Bankruptcy Canada has quality pages of information in both official languages and has been on the Internet since 1999.

Earl Sands, Licensed Insolvency TrusteeMy name is Earl Sands.

I am a Licensed Insolvency Trustee and the developer and person who operates the Bankruptcy Canada site.

I first got involved in designing a website in 1995, when I designed a site for my own bankruptcy firm.

The information provided was mainly for British Columbia.

I sold my firm in late 2001 to devote myself to other interests, including the Bankruptcy Canada website.

I started Bankruptcy Canada in 1999 to provide bankruptcy information for Canadians in all provinces and territories in Canada. The objective of theBankruptcyCanada.com website is to provide a person, who is considering declaring bankruptcy or making a consumer proposal, the information he or she needs to come to an informed decision.

We have received many unsolicited testimonials such as this one:

Thank you for your information. It is always accurate and helpful. This is one of the most useful site I know. I wish all sites were as professional as you are.

Anon, NB    Submit your review.

Some of the Special Features and Accomplishments of Bankruptcy Canada:

tickSecure Website – Our website has been secured in order to protect your data. You can tell it is a safe site by the fact that the site has a padlock icon, which is closed and the URL is https://www.bankruptcycanada.com.

tickResponsive Website Design – In February, 2013 we began converting to a responsive website design. This results in our website being enabled to view well on all devices including large screen TVs, large monitors, laptops, tablets and smart phones.

tickOur site is FAST! – According to Alexa.com our site loads in 1.294 seconds and is faster than 63% of websites.

tickGood Communication with our visitors. – We know that insolvency is a difficult subject. We are promoting good communication by having the following:

  • An “Ask a Trustee” feature where you can get answers to your questions from a Licensed Insolvency Trustee. (You can ask your questions anonymously so your identity is not divulged);
  • A Chat Line to ask your anonymous questions:
  • A “Click to Text” feature so you can text us your questions from your devices.
  • An Evaluation Request, where a trustee will call you with a personal evaluation.

tickEnhanced Access for the Disabled – We have followed guidelines to make our website “disabled friendly” by:

  • Having good colour contrast between text and background;
  • Meaningful text link descriptions;
  • Proper use of headers such as h1, h2 etc;
  • Underlining all links;
  • Keeping the layout simple and reducing clutter by use of proper semantic structure;
  • Using proper punctuation so voice synthesizers will produce cadences and pauses accordingly, making sentences more understandable as they are read aloud;
  • Our site’s use of responsive design, which allows the site to be enlarged without loss of fidelity.

checkmark global-news Referenced on Global T.V.’s 6:00 O’clock News on October 4, 2000 as “Website of the Week”;


checkmark cbc-logo vancouver-sun the provinceReferenced on numerous stories on the CBC, The Vancouver Sun and the Province as well as other publication across Canada.

checkmarkReferenced in the book The Complete Idiot’s Guide to Beating Debt for Canadians (published by Prentice Hall Canada in April, 2000);

checkmarkReferenced on “Business Failure Prediction” in Canadian Guide to Troubled Businesses and Bankruptcies, Authors: Tessis, Kenneth M. and Gaertner, Jerrard B. (published by Carswell in May, 2001);

checkmarkA French version (Thanks to Fabien Tremblay, trustee in bankruptcy);

checkmarkSpecial features to assist people to better understand bankruptcy and consumer proposals;

checkmarkA Bankruptcy Calculator that gives the exact cost of a bankruptcy and how long a person will be in bankruptcy;

checkmarkA Debt Repayment Calculator that gives four debt repayment options, thus avoiding bankruptcy;

checkmarkAn “Ask a Trustee” forum where people can ask questions and receive answers from a Trustee in Bankruptcy, It’s confidential;

checkmarkPowerPoint Presentations that give a clear understanding on how Bankruptcy and Consumer Proposals work;

checkmarkRebuilding Credit after bankruptcy or a consumer proposal. Following these steps will help with rebuilding your credit so that two years after your discharge you will be able to get the most challenging credit – a mortgage – at the same interest rate, as the person who is the most credit worthy person who has never been in bankruptcy.

We Wrote the Book on Bankruptcy!

Our book, the Personal Insolvency Guide, was first published in 2005 by Self Counsel Press and has been sold in stores across Canada for $12.95.

We have updated the book for the new bankruptcy laws and other matters as of May, 2011, and is available online for FREE.

Media Relations:

I am available for comment on Canadian Bankruptcy matters. I can be reached very quickly by Email.

We answer all Email the same day it is received.

Professional Qualifications:

The founder of this site, Earl Sands, MBA, CGA, CPA, CIRP, LIT is a Licensed Insolvency Trustee who founded a successful trustee firm in Vancouver, BC in 1990.

The firm grew to include 6 offices and handled the most bankruptcies and proposals of any firm in BC when Mr. Sands sold his firm in 2001.

He contributed to the personal bankruptcy training course material that is studied by would-be trustees in bankruptcy.

He operates one of the best resources on the Internet in regards to bankruptcy in Canada; Bankruptcy Canada.