What Effect Does Debt Truly Have on Your Health?

According to Canadian statistics, the population is facing record levels of household debt.

Whether it’s from mortgages, car financing, student loans or just poor finance management, debt can cause a serious amount of stress and wreak havoc on our physical and mental health.

The negative health effects associated with debt can easily spiral out of control, so here are some of the effects to look out for.

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Debt can affect a lot of young people, especially if they aren’t careful with the decisions they make.

This leads to a drastic increase in depressive symptoms, and this can affect people of all ages.

High amounts of unsecured debt, such as credit card balances, can spiral out of control and lead to a decline in mental health if not managed correctly.


There’s evidence that debts can quite literally lead to pain in the body.

A 2008 survey found that 44% of people with high levels of debt had more frequent migraines, headaches and even neck pain.

They were also more prone to muscle pains around the body and even heart attacks.

While taking medication can help in some cases, it’s best to speak to a physician if you are in physical pain and suspect it could be due to your debt.

Blood Pressure

A 2013 study from Northwestern University found that adults between the ages of 24 and 32 with severe debt had significantly higher blood pressure.

The sample size is very specific, but the research does point to a correlation between your debt and your blood pressure levels.

This is a risk factor for heart disease and stroke, meaning it should be something you deal with as soon as possible.


Research has discovered that those who are currently in severe debt have stress levels that are 11.7% higher than average.

This is very likely linked to the increase in blood pressure.

If left unchecked, the increased anxiety can lead to other concerns, such as developing an anxiety disorder.


While not necessarily physical or mental health-related, plunging into debt can actually have a negative effect on your relationships as well.

It can be difficult to cope with financial issues in the family, especially if it frequently leads to arguments and disputes.

It’s never a good sign for your relationships if you start arguing about debt or financial issues.

It’s important to remember that there are a large number of options available to someone in debt.

Whether it’s a minor debt or severe financial problems, there’s likely a solution to help you get back on your feet.

Creating a unique debt settlement strategy or even applying for a consumer proposal can help restore order to your life and recover your mental and physical health.

Get in touch with us today if you’d like to learn more about debt relief solutions.

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