Privacy Policy & Data Security

1. Our Role & Platform Overview

BankruptcyCanada.com is an independent digital authority platform providing plain-language educational resources on consumer debt relief under the Bankruptcy and Insolvency Act (BIA). We connect individuals with federally registered **Licensed Insolvency Trustees (LITs)** across Canada. We do not act as an unregulated private debt settlement agency or financial lender.

2. Personal Information We Collect

We collect personal information only when you explicitly provide it to request a free debt evaluation or use our interactive financial tools. This may include:

• Contact Details: Your name, phone number, email address, and general location (city/province).
• Financial Overview: Self-reported estimates of total unsecured debt, household income, or asset types voluntarily submitted through form requests or calculators.
• Technical Analytics Data: IP address, browser type, device information, and site interaction data collected via anonymous log files and analytics tools to optimize user experience.

3. How We Use & Share Your Data

Your privacy is paramount. Information submitted through BankruptcyCanada.com is used strictly for the following purposes:

• To connect you with a federally Licensed Insolvency Trustee in your province for your requested Free Confidential Evaluation.
• To provide accurate calculations when using our open tools, such as the Consumer Proposal Calculator or Surplus Income Estimator.
• To respond to user inquiries, improve site performance, and comply with Canadian legal and regulatory requirements.

4. Your Consent & Privacy Rights

By submitting an evaluation form or using our platform, you consent to the collection and use of your personal information as outlined in this policy. Under Canadian privacy legislation (including PIPEDA), you maintain the right to:

• Request access to any personal information we hold regarding your inquiries.
• Request the correction or immediate deletion of your personal contact data.
• Withdraw your consent to share data with a local trustee at any time prior to your consultation.

5. Cookies & Analytics Data

We use essential cookies, browser storage, and privacy-focused web analytics to ensure smooth platform functionality, remember user preferences across sessions, and evaluate site traffic patterns. You can choose to disable cookies through your web browser settings at any time without restricting your access to our written guides or interactive calculators.

6. Data Security & Contact Information

We employ industry-standard encryption protocols (SSL/TLS), physical access barriers, and technological security controls to safeguard your data against unauthorized access, loss, or disclosure.

If you have questions regarding this Privacy Policy or wish to exercise your data access rights, please contact our Privacy Compliance Administrator: