Licensed Insolvency Trustees in New Brunswick: Local Office Directory
🛡️ OSB & Memorials and Executions Act Regulatory Notice (New Brunswick): Under Canadian federal law and provincial statutes, only a Licensed Insolvency Trustee (LIT) registered with the Office of the Superintendent of Bankruptcy (OSB Canada) can file and administer a Consumer Proposal or Personal Bankruptcy. Unregulated credit counsellors and debt settlement agencies cannot grant legal debt relief or issue an immediate statutory Stay of Proceedings under the Bankruptcy and Insolvency Act (BIA). All trustees listed in this directory are fully licensed officers of the court serving New Brunswick residents.
If you are struggling with unmanageable debt, wage garnishments, or CRA collection demands in New Brunswick, meeting with a **Licensed Insolvency Trustee (LIT)** is your first step toward complete financial recovery.
New Brunswick LITs offer **100% free, confidential initial consultations** to review your finances, explain provincial asset exemptions under the New Brunswick Memorials and Executions Act, and help you determine whether a Consumer Proposal or Personal Bankruptcy is your best option. Use our interactive map and trustee locator below to find an OSB-licensed trustee near you.
Find an OSB Licensed Insolvency Trustee in New Brunswick
Search by postal code or city to view nearby office locations across Moncton, Saint John, Fredericton, Miramichi, Bathurst, Edmundston, and Campbellton:
New Brunswick Insolvency & Debt Relief Offices
Serving Moncton, Saint John, Fredericton, Miramichi, Upper River Valley, Restigouche, & Acadian Peninsula
Available Services: Consumer Proposals (slashing unsecured debt by up to 80%), Personal Bankruptcy, CRA Tax Debt Restructuring, Emergency Wage Garnishment Stays, and Unsecured Debt Consolidation.
Consultation Options: Fully bilingual consultations (English & French), in-person local office meetings, confidential phone assessments, and secure virtual video sessions with remote e-signing capability across New Brunswick.
What Happens During Your Free Trustee Consultation in New Brunswick?
Your first consultation with a New Brunswick Licensed Insolvency Trustee is 100% confidential, available in English or French, and carries zero obligation:
1. Complete Financial Review
The trustee reviews your household income, monthly budget, total unsecured debt, and assets to provide an accurate assessment of your legal debt relief options.
2. New Brunswick Asset Exemption Check
Your LIT determines how much equity in your vehicle ($6,500 exemption if needed for work), household furniture/appliances ($5,000 exemption), tools of trade ($6,500 exemption), and personal effects is protected under the Memorials and Executions Act of New Brunswick.
3. Comparison & Custom Savings Plan
The trustee calculates your exact monthly payment for a Consumer Proposal versus Personal Bankruptcy, allowing you to choose the debt solution that best protects your family budget.
Frequently Asked Questions About New Brunswick Trustees
Are Licensed Insolvency Trustees in New Brunswick paid directly out of pocket?
No. Your initial consultation with an LIT is completely free. Trustee fees are federally regulated tariff rates that are drawn directly out of your agreed monthly Consumer Proposal or Bankruptcy estate payments. You never receive a separate bill from a trustee.
Can I keep my vehicle in New Brunswick when filing for bankruptcy or a Consumer Proposal?
Yes. Under the Memorials and Executions Act of New Brunswick, one motor vehicle required for trade or employment with equity up to $6,500 is exempt from seizure. In a Consumer Proposal, you keep 100% of your vehicle regardless of equity value.
Can I complete my insolvency filing virtually in New Brunswick without visiting an office?
Yes. OSB directives permanently permit Licensed Insolvency Trustees in New Brunswick to conduct consultations, identity verifications, document signing, and mandatory credit counselling sessions via secure video conference and electronic signature platforms.
Connect with a New Brunswick Trustee Today
Speak directly with an OSB-Registered Licensed Insolvency Trustee in New Brunswick. Stop CRA garnishments, eliminate unmanageable debt, and protect your home and assets.
- 100% Free Consultation
- Bilingual (EN/FR) Service
- Virtual & Local Options
Find Your Personal Debt Relief Solution
Licensed Insolvency Trustees are here to help. Get a free assessment of your options.
Legally Cut Your Debt By 80% And Stop Interest Charges
Stop Interest Charges Immediately
Unfreeze Bank Accounts
Stop Wage Garnishment
Stop Legal Actions
