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Licensed Insolvency Trustees in Nova Scotia: Local Office Directory

🛡️ OSB & Judicature Act Regulatory Notice (Nova Scotia): Under Canadian federal law and provincial statutes, only a Licensed Insolvency Trustee (LIT) registered with the Office of the Superintendent of Bankruptcy (OSB Canada) can file and administer a Consumer Proposal or Personal Bankruptcy. Unregulated credit counsellors and debt settlement agencies cannot grant legal debt relief or issue an immediate statutory Stay of Proceedings under the Bankruptcy and Insolvency Act (BIA). All trustees listed in this directory are fully licensed officers of the court serving Nova Scotia residents.

If you are struggling with unmanageable debt, wage garnishments, or CRA collection demands in Nova Scotia, meeting with a **Licensed Insolvency Trustee (LIT)** is your first step toward complete financial recovery.

Nova Scotia LITs offer **100% free, confidential initial consultations** to review your finances, explain provincial asset exemptions under the Nova Scotia Judicature Act, and help you determine whether a Consumer Proposal or Personal Bankruptcy is your best option. Use our interactive map and trustee locator below to find an OSB-licensed trustee near you.

Find an OSB Licensed Insolvency Trustee in Nova Scotia

Search by postal code or city to view nearby office locations across Halifax, Dartmouth, Sydney, Truro, New Glasgow, Kentville, and surrounding communities:

      OSB Registered • Nova Scotia Network

      Nova Scotia Insolvency & Debt Relief Offices

      Serving Halifax Regional Municipality (HRM), Cape Breton (Sydney), Truro, Annapolis Valley, Bridgewater, & Yarmouth

      Book Free Evaluation

      Available Services: Consumer Proposals (slashing unsecured debt by up to 80%), Personal Bankruptcy, CRA Tax Debt Restructuring, Emergency Wage Garnishment Stays, and Unsecured Debt Consolidation.

      Consultation Options: In-person consultations across local Nova Scotia offices, confidential phone assessments, and secure virtual video sessions with remote e-signing capability.

      What Happens During Your Free Trustee Consultation in Nova Scotia?

      Your first consultation with a Nova Scotia Licensed Insolvency Trustee is 100% confidential and carries zero obligation:

      1. Complete Financial Review

      The trustee reviews your household income, monthly budget, total unsecured debt, and assets to provide an accurate assessment of your legal debt relief options.

      2. Nova Scotia Asset Exemption Check

      Your LIT determines how much equity in your vehicle ($6,500 exemption for work), household furnishings ($5,000 exemption), tools of trade ($7,500 exemption), and personal effects is protected under the Judicature Act of Nova Scotia.

      3. Comparison & Custom Savings Plan

      The trustee calculates your exact monthly payment for a Consumer Proposal versus Personal Bankruptcy, allowing you to choose the debt solution that best protects your family budget.

      Frequently Asked Questions About Nova Scotia Trustees

      Are Licensed Insolvency Trustees in Nova Scotia paid directly out of pocket?

      No. Your initial consultation with an LIT is completely free. Trustee fees are federally regulated tariff rates that are drawn directly out of your agreed monthly Consumer Proposal or Bankruptcy estate payments. You never receive a separate bill from a trustee.

      Can I keep my vehicle in Nova Scotia when filing for bankruptcy or a Consumer Proposal?

      Yes. Under the Judicature Act of Nova Scotia, one motor vehicle with equity up to $6,500 (if needed for employment or transit) or $3,000 (general use) is exempt from seizure. In a Consumer Proposal, you keep 100% of your vehicle regardless of equity value.

      Can I complete my insolvency filing virtually in Nova Scotia without visiting an office?

      Yes. OSB directives permanently permit Licensed Insolvency Trustees in Nova Scotia to conduct consultations, identity verifications, document signing, and mandatory credit counselling sessions via secure video conference and electronic signature platforms.

      Nova Scotia OSB Trustee Network

      Connect with a Nova Scotia Trustee Today

      Speak directly with an OSB-Registered Licensed Insolvency Trustee in Nova Scotia. Stop CRA garnishments, eliminate unmanageable debt, and protect your home and assets.

      • 100% Free Consultation
      • Strictly Confidential
      • Virtual & Local Options
      Find Your Local Trustee

      Find Your Personal Debt Relief Solution

      Licensed Insolvency Trustees are here to help. Get a free assessment of your options.

      Legally Cut Your Debt By 80% And Stop Interest Charges

      Stop Interest Charges Immediately
      Unfreeze Bank Accounts
      Stop Wage Garnishment
      Stop Legal Actions

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