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Licensed Insolvency Trustees in Quebec: Local Office Directory

🛡️ OSB & Code of Civil Procedure Regulatory Notice (Quebec): Under Canadian federal law and Quebec provincial statutes, only a Licensed Insolvency Trustee (LIT) / Syndic autorisé en insolvabilité (SAI) registered with the Office of the Superintendent of Bankruptcy (OSB Canada) can file and administer a Consumer Proposal (Proposition de consommateur) or Personal Bankruptcy (Faillite personnelle). Unregulated debt settlement agencies cannot grant legal protection or issue an immediate statutory Stay of Proceedings under the Bankruptcy and Insolvency Act (BIA). All trustees listed in this directory are fully licensed officers of the court serving Quebec residents.

If you are struggling with unmanageable credit debt, CRA/Revenu Québec tax balances, or wage garnishments in Quebec, meeting with a **Licensed Insolvency Trustee (LIT)** is your first step toward complete financial recovery.

Quebec LITs offer **100% free, confidential initial consultations** (available in English and French) to review your finances, explain provincial asset exemptions under the Quebec Code of Civil Procedure (Code de procédure civile), and help you determine whether a Consumer Proposal or Personal Bankruptcy is your best option. Use our interactive map and trustee locator below to find an OSB-licensed trustee near you.

Find an OSB Licensed Insolvency Trustee in Quebec

Search by postal code or city to view nearby office locations across Montreal, Quebec City, Gatineau, Sherbrooke, Laval, and surrounding areas:

      OSB Registered • Quebec Network

      Quebec Insolvency & Debt Relief Offices

      Serving Greater Montreal, Quebec City, Laval, Gatineau, Longueuil, Sherbrooke, Saguenay & Trois-Rivières

      Book Free Evaluation

      Available Services: Consumer Proposals / Proposition de consommateur (up to 80% debt reduction), Personal Bankruptcy / Faillite personnelle, CRA & Revenu Québec Tax Debt Restructuring, Emergency Wage Garnishment Stays (Saisie-arrêt), and Unsecured Debt Consolidation.

      Consultation Options: Fully bilingual consultations (French & English), local in-person office meetings, confidential phone evaluations, and secure virtual video sessions with remote e-signing across all Quebec regions.

      What Happens During Your Free Trustee Consultation in Quebec?

      Your first consultation with a Quebec Licensed Insolvency Trustee is 100% confidential, available in French or English, and carries zero obligation:

      1. Complete Financial Review

      The trustee reviews your household income, monthly budget, total unsecured debt, and assets to provide an accurate assessment of your options under federal BIA rules and Quebec law.

      2. Quebec Asset Exemption Check

      Your LIT determines how much equity in your primary vehicle, necessary furniture/clothing (up to $7,000), tools of trade, or personal property is protected from seizure under the Quebec Code of Civil Procedure.

      3. Comparison & Custom Savings Plan

      The trustee calculates your exact monthly cost for a Consumer Proposal versus Personal Bankruptcy, allowing you to choose the debt relief solution that fits your family budget.

      Frequently Asked Questions About Quebec Trustees

      Are Licensed Insolvency Trustees in Quebec paid directly out of pocket?

      No. Your initial consultation with a Syndic autorisé en insolvabilité is completely free. Trustee fees are federally regulated tariff rates that are drawn directly out of your agreed monthly Consumer Proposal or Bankruptcy estate payments. You never receive a separate bill from a trustee.

      Can I include debt owed to Revenu Québec in a Consumer Proposal or Bankruptcy?

      Yes! Personal tax debts owed to Revenu Québec and the Canada Revenue Agency (CRA), as well as GST/QST remittances owed by sole proprietors, are ordinary unsecured debts that ARE 100% dischargeable in a Consumer Proposal or Personal Bankruptcy filed through an LIT.

      Can I complete my insolvency filing virtually in Quebec without visiting an office?

      Yes. OSB directives permanently permit Licensed Insolvency Trustees in Quebec to conduct consultations, identity verifications, signing, and mandatory credit counselling sessions via secure video conference and electronic signature platforms.

      Quebec OSB Trustee Network

      Connect with a Quebec Trustee Today

      Speak directly with an OSB-Registered Licensed Insolvency Trustee in Quebec. Stop CRA and Revenu Québec garnishments, erase unmanageable debt, and protect your home and assets.

      • 100% Free Consultation
      • Bilingual (FR/EN) Service
      • Virtual & Local Options
      Find Your Local Trustee

      Find Your Personal Debt Relief Solution

      Licensed Insolvency Trustees are here to help. Get a free assessment of your options.

      Legally Cut Your Debt By 80% And Stop Interest Charges

      Stop Interest Charges Immediately
      Unfreeze Bank Accounts
      Stop Wage Garnishment
      Stop Legal Actions

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