Leamington
Gordon Sands Using an Expense Tracker Many people know how much money they earn, but it can be much more difficult to answer questions about how much you spend in a typical month. With multiple outgoings, direct debits and the ability to order products and make payments in an instant, many find it tough to keep track … Read more
If you’re looking for debt relief solutions, it’s important to consider all the options that are available to you. By finding out more about consumer proposals, you’ll be able to determine whether it’s the right form of debt resolution for you and, if so, how to go about making one. In simple terms, a consumer … Read more
A Guide to Bankruptcy in Canada When you are struggling with debts, bankruptcy is one of the options that you have available to address your financial difficulties. Going bankrupt is a process that is designed to eliminate most of your debts, and may sometimes get rid of all of the debt that you hold. Bankruptcy … Read more
Going Bankrupt on Payday Loan Debt Payday loans are supposed to be short-term credit facilities that provide people with quick cash injections in their moment of need. The companies behind them tout them as a solution for everything, from covering the cost of mending your car to fixing your boiler. Payday loans, however, have a … Read more
Dealing With Debts in Aurora, ON Many people living in Aurora, Ontario, can find themselves in an unsustainable financial situation, often through no fault of their own. Creditor demands for repayments outpace their ability to meet them, and slowly their debt mountain builds. Fortunately, credit counselling services can help. They offer various programs and options … Read more
Avoiding Debt Problems When Buying New Vehicle As you go through life, you accumulate debt, particularly when paying for expensive items, like cars. Many people, however, find it challenging to manage credit successfully. What seems like an enticing offer on a vehicle can soon become a millstone around your neck, causing you all manner of … Read more
How to End Harassing Debt Collection For Good It’s no secret that debt collection companies will work extremely hard to collect the money that is owed to their clients. Each dollar they can squeeze out of you will be money in their own pocket, and this gives them a good reason to chase you up. … Read more
Money isn’t the most important thing in this world, but the burden of money worries on a person’s life instantly highlights the need to seek financial security. Without this stability, the link between your money and your mental health becomes impossible to escape. In short: health and wealth go hand in hand. Paying greater attention … Read more
House and Mortgage Debt in a Consumer Proposal If you are having trouble paying your debts when they are due, then a consumer proposal may be a good option for you. When you take out a consumer proposal, you will make an offer to all of your unsecured creditors and you will pay your debt … Read more
Guide to Bankruptcy Court Bankruptcy court is not like other kinds of court which you often see in criminal cases. In Canada, there is a separate court which deals with bankruptcies exclusively. The judge who presides over your case will be trained and educated in the types of hearings that happen and they will also … Read more
Is it Better to Save or Pay Off Student Debt? So, you’re a recent grad with a great education, a well-paying job with opportunities to grow, and you’re ready to pay back your student loans. After all, who wants that debt when it could be quickly paid off? But, is that the best option? There … Read more
When you face a debt issue, the first thing you want to do is to get back control. Therefore, it makes sense to consider sorting things out by yourself. Regaining control over your financial situation can happen in more than one way. You can get in touch with a professional debt relief advisor who can … Read more
5 Steps You Have to Take to File for Bankruptcy Are you thinking about filing for bankruptcy in Canada? Then it’s vital that you know the bankruptcy process. Need Help Reviewing Your Financial Situation? Contact a Licensed Trustee for a Free Debt Relief Evaluation Schedule Your Free Consultation To ensure that you’re in the know … Read more
What is a Debt Management Plan and How Does it Work? If you’re looking for a solution that will help with debt, then a Debt Management plan might be the way forward. Helping you to prioritize and keep track of your monthly payments, it will ensure that you’re debt-free quicker. Need Help Reviewing Your Financial … Read more
Bankruptcy and Alternatives to Bankruptcy For Dealing With Debt Debt can easily creep up on you, starting with the odd extra bill to pay and ending in an assemblage of credit cards, each trying to pay off the minimum payment on the other. In a short while, a molehill size debt can snowball into a … Read more
Dealing with debt is a struggle for many. High levels of borrowing and high-interest rates can leave you dealing with unaffordable payments that can soon spiral out of control. Seeking debt advice can lead you to all kinds of places, with many companies offering to help you out if you’re dealing with ‘bad credit’. Knowing … Read more
What Happens After Bankruptcy? Being cleared of bankruptcy is a life-changing moment. After struggling with debt and the bankruptcy process, you can finally begin to move forward with your life and build a new financial future. Understanding what happens after bankruptcy and what you can do next can help you prepare for the next steps. … Read more
Debt Forgiveness in Canada: Everything You Need To Know Many Canadians struggle with debt. In fact, the average Canadian household is over $20,000 in the red without even taking mortgage debt into consideration. As the cost of living continues to rise, yet wages seem to stagnate, many Canadians simply aren’t able to save or budget … Read more
When your household takes on significant debts, your creditors may take steps to ensure that they take what they’re owed from you. Whether you’ve been making good on your scheduled repayments or not, creditors can garnish your salary, taking their repayments directly from your monthly pay before you receive it. This is perfectly legal and … Read more
Budgeting and Balancing Living Expenses Did you know that the average household debt in Canada comes to an eye-watering $20,759? That’s not even counting mortgage debt. With this in mind, it’s easy to see how so many Canadians feel that they are forced to pile debts on top of other debts to get by. If … Read more
