Taking out a credit card is pretty straightforward for most people. Simply compare cards and rates, choose one, apply online, and you could be accepted within a few minutes. However, paying off the debt you accumulate with it isn’t as straightforward. Although you are only ever required to pay the minimum on your debts, that […]

Credit Cards, when used correctly, can be very useful. They can help you out of a financially tight spot while you’re waiting for payday. They can afford you all kinds of cool benefits and rewards. And if you pay off your balance in full every month, you won’t incur a penny in interest. But let’s […]

So many people with high credit card debts don’t realize how dangerous their situation is because they can still meet the monthly payments. They assume that, as long as they are able to pay, they are not in trouble. However, a change in income or an unexpected bill can mean that you are suddenly unable […]

Too much debt and failing to repay your debts can both affect your credit rating. The longer you go without repaying what you owe on schedule, the more your credit rating can take a hit. Your credit rating is one of the important numbers in your life that can open or close doors to you, […]