Credit cards are a great tool, allowing you to spread the cost of a large purchase, gain reward points for your spending and helping you to make ends meet at times when you may not have money in your bank. But just like other forms of borrowing, credit cards have the capability to become scary… Continue reading How to Avoid Getting in Trouble with Credit Cards
One solution for eliminating overwhelming debt and resetting your finances is to file for bankruptcy. When you’re seriously considering this option, you may be wondering: “How long does it take to get my credit back after bankruptcy?” There are a couple of answers to this question that you need to know. You’ll not only want… Continue reading How Long Will It Take To Get My Credit Back After Bankruptcy?
Some people avoid credit cards like they carry the plague. While this is at least partially understandable, it’s not difficult to see why. After all, credit cards can lead to serious financial difficulties. Credit cards are designed to help people afford costs that they would otherwise not be able to manage. For instance, you might… Continue reading Help! My Credit Card Debt is out of Control!
Your Rights With Credit Cards Credit cards are convenient, so Canadians carry approximately $80,000,000,000 in credit card debt, according to GreedyRates. With over 3 billion transactions happening every year on credit cards, it’s easy to see how credit card debt can grow out of control. Unfortunately, 30 % don’t pay their credit card balance off… Continue reading Know Your Rights: Credit Cards