Leamington
Keep Your Home and Get Out of Debt Most people who are struggling with high levels of debt want to get out. They hate the position they have found themselves in and are searching for a way to escape. However, they don’t want to be left with nothing at the end of the process and … Read more
Should I Use My Home Equity to Consolidate Debts? Debt consolidation often involves taking out a loan to pay back multiple different creditors. This is usually subject to your credit score and requires you to have at least an acceptable credit history in order to apply for a debt consolidation loan. Once you’ve calculated all … Read more
A Guide To Debt Management Programs Juggling a lot of high-interest debt can be a challenge to say the least. It will create a lot of stress on your budget and you may even find that you experience insolvency. If minimum payments do not seem to be working and you are unable to get ahead … Read more
The Worrying Truth About Unlicensed Debt Consultants Debt can be scary. It can distract us while we’re at work, and it can keep us lying wide awake late at night. The more debts we accumulate, the more our debts weigh on our mind and potentially affect our physical and emotional health. As the cost of … Read more
Which Method is Better to Get out of Debt? There are various debt clearance methods. Two of the most popular are the debt snowball and high interest first repayment patterns. In this guide to the debt snowball method vs high interest first, we’ll look at each option in detail to help you decide which is … Read more
How to Handle Card Debt Repayments No one wants to struggle with credit card debt or other types of debts. But unfortunately, it’s a reality faced by millions of Canadians every year. If you’re in this situation, it’s vital that you know the best steps to take to handle your debts. Debt repayment is essential … Read more
How to Get Out of Debt With a Repayment Plan If you can’t pay your bills then you need to know that you are not alone. Thousands of Canadians file for bankruptcies, consumer proposals and insolvency claims every single year. So many people find that their bills get ahead of them and find that they … Read more
What is the Seize Or Sue Law For Vehicle Loans In BC? If you’re struggling to pay your car loan in BC, understanding Seize or Sue will help you to figure out what you need to do to move forward. Vehicle loans and leases can be a great way to get a new car when … Read more
How to Get Relief From Credit Card Debt If you’ve found that you’re deep in credit card debt and aren’t sure what the next best step is, you have a handful of options to explore before throwing up your hands in surrender. To keep your credit intact, only your last resort should be filing a … Read more
What is a Debt Management Plan and How Does it Work? If you’re looking for a solution that will help with debt, then a Debt Management plan might be the way forward. Helping you to prioritize and keep track of your monthly payments, it will ensure that you’re debt-free quicker. Need Help Reviewing Your Financial … Read more
Bankruptcy and Alternatives to Bankruptcy For Dealing With Debt Debt can easily creep up on you, starting with the odd extra bill to pay and ending in an assemblage of credit cards, each trying to pay off the minimum payment on the other. In a short while, a molehill size debt can snowball into a … Read more
What Debt Warning Signs Should I Watch For? With the financial structure of our society, debt is just about an inevitability for all people. However, there are different levels of debt amongst the population, leading many to wonder what an appropriate amount of debt really is. When does debt stop being reasonable or manageable? In … Read more
7 Things to Do to Stay Out of Debt Paid off your credit card debt? Then staying debt free is a priority. Find out how with our comprehensive guide. The joy of seeing your debt fall to almost zero is pretty special. However, it is the time just before this happens that you must stay … Read more
Dealing With Debt Collection Agencies Your first contact with a debt collection agency can be incredibly stressful. They’re masters of pressuring people to get what they want, and their relentless phone calls and home visits can be bothersome and stressful. Ignoring them can work for a couple of days, but their tactics can get increasingly … Read more
A Guide To Understanding Your Debt For some people, the idea of having any debt that isn’t absolutely necessary will seem like too much. Everyone has their own idea of what is sensible to borrow, and some people don’t have the same resources as everyone, making it hard to figure out what is acceptable when … Read more
How to Deal With Gambling Debt When you hit the casino or the racetrack, you do so with only positive outcomes in mind. You play to win, and when you’re winning it’s easy to feel untouchable. But there’s one rule of gambling that nobody can escape… the house always wins in the end! And if … Read more
How to Stop Drowning In Debt The average Canadian household knows debt all-too-well. Many of us have tens of thousands of dollars in loan and credit card debt, on top of hundreds of thousands of dollars more in mortgage debt. Even excluding mortgages, the average Canadian household is an eye-watering $20,759 according to the bank … Read more
If your credit rating has been ruined by financial mistakes and mishaps, then you might have noticed that it’s difficult to access important financial options such as mortgages and loans. Even if you’re currently not in debt, having a poor credit rating means that you won’t be able to access certain financial services, thus limiting … Read more
How to Deal With a Collection Agent Snowballing debts cause stress for a wide range of reasons. However, facing the bombardment of calls and letters from collection agents is perhaps the very worst culprit. It is suffocating and can prevent you from moving on with other aspects of your life. Therefore, devising a solid strategy … Read more
Power of Attorney to Deal With Parental Debts If you believe your parents are struggling to manage their finances, you may want to assist them with how they’re handling their debts. However, you’ll need legal authority in order to be able to make decisions on their behalf. If your parents aren’t willing to let you … Read more
