Leamington
How to Avoid Being Scammed By a Debt Settlement Company It’s a sad fact. When you’re having debt problems, not everyone who claims to want to help is genuine. Many organizations are simply out to make a fast buck from your misfortune. Every year, we help thousands of Canadian debtors who report past experiences ranging … Read more
What is Contingent Debt and How Can I Manage It? Usually, when debt is discussed, it is debt that already exists. However, there are times when a future debt needs to be taken into account. Contingent debt is debt that will most likely occur in the future. For example, a person might be facing legal … Read more
Getting out of Debt in Edmonton No one wants to be in debt. But if you find yourself in that situation, it’s good to identify the best possible ways to recover from it. Let Bankruptcy Canada be your guide on how to get out of debt in Edmonton. Although there are, of course, other ways … Read more
How to Have a Low Budget Wedding to Start Married Life Debt Free Your wedding will be one of the most expensive things you ever buy, often coming second only to the house you live in. People spend vast amounts on this event, hoping to make their special day as special as possible, and this … Read more
Stopping Calls From Debt Collection Agents Struggling with debt can be extremely stressful, and it is often made even more difficult to deal with by debt collectors constantly trying to contact you. You begin to dread getting a phone call or a letter, knowing that it could be another attempt at contacting you from a … Read more
How to Stop Aggressive Debt Collection Tactics It is important that you realize there are very strict rules about what debt collectors are allowed to do. Some people find that debt collectors go out of their bounds, and can even become aggressive towards the people they are collecting from. If you have ever had a … Read more
Making a Debt Management Plan Work Are you thinking about using a debt management plan to gain relief from the money that you owe? This guide will help you understand whether the strategy will work in your favor. A Debt Management Plan or DMP is completely voluntary. To get started, you need to use a … Read more
Watch Out For These Signs You Are Heading for Bankruptcy Every year, thousands of people across Canada file for bankruptcy. Rarely, though, does it happen randomly. You can almost always see it coming. So what are the signs? How do you know for sure that you’re heading for a bankruptcy filing? Need Help Reviewing Your … Read more
Creditors Are Threatening Legal Action: Here’s What To Do Are you struggling with creditors who are threatening to pursue a legal course of action? This guide will tell you everything you need to know about handling a situation like this. If you owe money you will always be feeling incredibly stressed. This can be made … Read more
Received a Debt Collection Letter or Call? Here’s What To Do Financial issues are one of the main causes of stress for people under the age of thirty today. One of the biggest fears is being pursued by a debt collection agency and this occurs far more than people realize. It’s even possible to be … Read more
Your Spouse and Your Debt Millions of people across Canada have borrowed money at some point in their lives. According to the Canadian Bankers Association, 19% of all money borrowed relates to debts like personal loans, and 5% is credit card debt. Another interesting statistic is that the majority of all borrowing relates to mortgage … Read more
Received a Notice of Claim for a Debt? Here’s Our Tips A Notice of Claim is a document that informs you you’re being sued due to an unpaid debt. Sometimes known as a Statement of Claim or Demand letter, it will usually arrive via registered mail or be hand delivered by a courier. When people … Read more
How To Get Out of Overdraft Protection Debt Being stuck in the overdraft protection debt cycle is a nightmare for many Canadians. It can feel impossible to escape this trap, with interest payments and your living expenses making it challenging to make a dent in the overdraft you’ve built. Thankfully, escaping the overdraft protection debt … Read more
Avoiding Debt Settlement & Debt Relief Scams When it comes to handling debt, most people will look for any quick solution to get out of it. So when someone gets in touch to say they can give you debt relief for a few months, you’d jump at the chance, wouldn’t you? Except here’s the problem. … Read more
Orderly Payment of Debts or Consolidation Order When your debt becomes overwhelming, you may feel as though you have run out of options. If for some reason you are unable to qualify for a consolidation loan then you may think that your only escape route would be to file for bankruptcy. This is not the … Read more
What Are The Pros and Cons of a Debt Management Program? A debt management program (DMP) is one of the options available to people looking for ways to deal with their debt. If you are struggling with debt, a DMP can help you to make payments more manageable, pay your debt off sooner, and get … Read more
Costs of Debt Settlement If you are struggling with debts that you cannot afford to pay, you need to start looking into debt relief options, like debt settlement. However, many people worry about the cost of debt settlement and when you are already in a difficult financial position, adding more costs for debt relief is … Read more
What Can I Do If I Was Hit With An Unexpected Debt? For just about anybody, debts can easily creep up over time. We all have to deal with things like car repairs, home maintenance, broken appliances, and illnesses, but it’s rare we plan for them in advance. Paying for these things using credit can … Read more
When you are considering debt settlement for your situation, time is often a priority. Consequently, for debtors, one of the most important questions to figure out is: How long does debt settlement take? A debt-relief solution that gets you debt-free as quickly as possible might seem, at first, like the best option. However, time is … Read more
Repaying Ontario Student Assistance Program Debt After graduating from college, you’re probably riding high. And deservedly so! You’ve paid for that degree in sleepless nights, nerve-wracking exams and latte-fuelled all-nighters. But now that it’s all over, your thoughts are likely firmly set on the future. Where will you choose to put the knowledge and skills … Read more
