How Do Consumer Proposals Work?

A Guide to Consumer Proposals Amid a soaring debt crisis, more people are using insolvency debt solutions than ever before. If you’re in debt and you’re struggling to manage your finances, there’s a good chance you’re looking for a viable solution to your problems too. Fortunately, there are a wide array of options available. Consumer … Read more

How Does Bankruptcy Canada Set Me Up for Life? How We Provide Help

Why Should I Work With Bankruptcy Canada For Debt Relief? Bankruptcy Canada is the most popular bankruptcy website in Canada in terms of total visitors. We’ve been working extremely hard to provide Canada’s good citizens with financial support and advice since 1999, and always strive to provide the best possible help when you’re in need. … Read more

How to Solve Money Problems on Your Own

Solving Money Problems on Your Own A huge portion of Canada’s population is living with money problems. In fact, it’s estimated that as many as 46% of Canadians find themselves $200 or less away from insolvency at the end of each month, and up to 31% say that they can’t afford to cover all of … Read more

Is a Consumer Proposal Worth it?

Should I File a Consumer Proposal? If you are one of the growing number of Canadians currently struggling to make ends meet or satisfy debt repayment agreements, it’s vital that you take control of the situation ASAP. When researching debt relief strategies that allow you to escape the threat of bankruptcy, the concept of a … Read more

Should Pensions Be Protected in a Corporate Bankruptcy?

Businesses fail for a variety of reasons. When this occurs, it’s important to be aware that it impacts more than just the owners and the shareholders in the business. It also affects the employees in a variety of ways. If a business files for bankruptcy, then it is unlikely that those who are retired or … Read more

SMART Financial Goals

What Does It Mean to Set SMART Financial Goals? We all have financial goals. Some of us are hoping to save for the future and others will be looking to pay off the debt that they have already accumulated. Many more individuals will be focused on trying to get the money together that they need … Read more

The Secrets Behind Personal Debt Consolidation Loans in Canada: Explained

The Secrets Behind Personal Debt Consolidation Loans in Canada Are you currently exploring personal debt consolidation as a way to escape debt that you have accumulated? Here’s everything that you need to know about this particular option. There are numerous ways to escape a significant level of debt that you are dealing with. It’s important … Read more

Interest Rate Announcements by the Bank of Canada

Why Interest Rate Announcements by the Bank of Canada are Important Canada’s central bank, the Bank of Canada is vital to our economy And yet many do not know why the interest rate announcements are so important to their everyday lives; thinking instead that it will only affect their banks instead. To help clear up … Read more

The 80/20 Rule of Money Management

What is the 80/20 Money Management Rule? Some people love to manage their money. The idea of tallying every transaction on a spreadsheet is their idea of a fun night in. Others, though, aren’t so keen. If they wanted to fiddle about with figures on the computer all day long, they would have gone into … Read more

5 Ways to Get the Lowest Interest Rates

How to Get the Lowest Interest Rates Sometimes you need to take out credit. You might, for instance, want to buy a house, finance a car, or start a business, and can’t do so out of cash reserves alone. Naturally, you want to borrow at the lowest price possible. Unfortunately, going into debt can be … Read more

6 Personal Finance Tips to Help You Achieve Financial Freedom in the Future

How to Achieve Financial Freedom We live in a consumer culture that encourages us to spend lavishly on anything and everything. Advertising and social expectations conspire to make many of us spend beyond our means, get into debt, and never achieve financial security. Fortunately, you don’t have to go down this financial path forever. By … Read more

The Best Ways to Get Creditors to Listen

How to Get Your Creditors to Listen to Your Concerns Often you take out debt with the best of intentions, believing that you can pay it back. Sometimes, though, your circumstances change, and you find yourself unable to meet your monthly obligations. When this happens, creditors get nervous and start sending you letters asking for … Read more

Build a Get Out of Debt Repayment Plan

How to Get Out of Debt With a Repayment Plan If you can’t pay your bills then you need to know that you are not alone. Thousands of Canadians file for bankruptcies, consumer proposals and insolvency claims every single year. So many people find that their bills get ahead of them and find that they … Read more

Debt Problems Frequently Asked Questions

FAQs on Debt Problems If you want to get your questions about debt answered, then you have certainly come to the right place. Here you can find out everything you need to know about filing for bankruptcy, as well as having the peace of mind and confidence you need to push forward. Who can File … Read more

How to Read Your Credit Report

Tips on Reading Your Credit Report Whether you’ve recently paid off substantial debt, are continuing to pay on a mortgage, or simply want to know what state your credit is in, you need to understand the things to look for when reading your free credit report. In Canada, Equifax and TransUnion are required by the … Read more

How to Manage Money Better with These 6 Money Management Tips

Learn How to Manage Your Money With These Helpful Tips Are debts caused by poor money management skills? Debt can start for a variety of reasons, including bad finance management. Unexpected expenses could creep up suddenly and crush your budget overnight, leaving debts in their trails. Something as banal as needing to repair your vehicle … Read more