Leamington
Consumer Proposals Are Often Better Than Bankruptcy – Here’s Why. In Canada, the majority of adults have some form of debt. However, increasing financial obligations and rising house prices means that the average amount of debt we have is getting higher. What’s more, an increasing number of people are struggling to manage their debts effectively. … Read more
A Guide to Consumer Proposals Amid a soaring debt crisis, more people are using insolvency debt solutions than ever before. If you’re in debt and you’re struggling to manage your finances, there’s a good chance you’re looking for a viable solution to your problems too. Fortunately, there are a wide array of options available. Consumer … Read more
Why Should I Work With Bankruptcy Canada For Debt Relief? Bankruptcy Canada is the most popular bankruptcy website in Canada in terms of total visitors. We’ve been working extremely hard to provide Canada’s good citizens with financial support and advice since 1999, and always strive to provide the best possible help when you’re in need. … Read more
Solving Money Problems on Your Own A huge portion of Canada’s population is living with money problems. In fact, it’s estimated that as many as 46% of Canadians find themselves $200 or less away from insolvency at the end of each month, and up to 31% say that they can’t afford to cover all of … Read more
Should I File a Consumer Proposal? If you are one of the growing number of Canadians currently struggling to make ends meet or satisfy debt repayment agreements, it’s vital that you take control of the situation ASAP. When researching debt relief strategies that allow you to escape the threat of bankruptcy, the concept of a … Read more
Most Canadians use credit cards. In fact, they can be extremely beneficial if you know how to use them properly. When you apply for a credit card, you get given a credit limit. This is the maximum spend you can make with the card. Now, it’s not uncommon for a credit card company to get … Read more
How to Survive an Economic Crisis At the end of 2019, the average Canadian debt rose 2.7% to $72,950. This is a startling figure that follows a trend where debt is becoming a severe issue in the country. Lots of people suffer from critical financial problems, which are aided by other factors in the outside … Read more
Looking For A Bankruptcy Trustee In Calgary? Talk To A Licensed Insolvency Trustee! If you’re looking for debt assistance in Calgary, your first instinct might be to seek out the help of a bankruptcy trustee. But, after a quick search, you’ll likely find that bankruptcy trustees are now referred to as Licensed Insolvency Trustees. The … Read more
Businesses fail for a variety of reasons. When this occurs, it’s important to be aware that it impacts more than just the owners and the shareholders in the business. It also affects the employees in a variety of ways. If a business files for bankruptcy, then it is unlikely that those who are retired or … Read more
What Does It Mean to Set SMART Financial Goals? We all have financial goals. Some of us are hoping to save for the future and others will be looking to pay off the debt that they have already accumulated. Many more individuals will be focused on trying to get the money together that they need … Read more
The Secrets Behind Personal Debt Consolidation Loans in Canada Are you currently exploring personal debt consolidation as a way to escape debt that you have accumulated? Here’s everything that you need to know about this particular option. There are numerous ways to escape a significant level of debt that you are dealing with. It’s important … Read more
How to Handle Card Debt Repayments No one wants to struggle with credit card debt or other types of debts. But unfortunately, it’s a reality faced by millions of Canadians every year. If you’re in this situation, it’s vital that you know the best steps to take to handle your debts. Debt repayment is essential … Read more
Why Interest Rate Announcements by the Bank of Canada are Important Canada’s central bank, the Bank of Canada is vital to our economy And yet many do not know why the interest rate announcements are so important to their everyday lives; thinking instead that it will only affect their banks instead. To help clear up … Read more
What is the 80/20 Money Management Rule? Some people love to manage their money. The idea of tallying every transaction on a spreadsheet is their idea of a fun night in. Others, though, aren’t so keen. If they wanted to fiddle about with figures on the computer all day long, they would have gone into … Read more
How to Get the Lowest Interest Rates Sometimes you need to take out credit. You might, for instance, want to buy a house, finance a car, or start a business, and can’t do so out of cash reserves alone. Naturally, you want to borrow at the lowest price possible. Unfortunately, going into debt can be … Read more
How to Achieve Financial Freedom We live in a consumer culture that encourages us to spend lavishly on anything and everything. Advertising and social expectations conspire to make many of us spend beyond our means, get into debt, and never achieve financial security. Fortunately, you don’t have to go down this financial path forever. By … Read more
How to Get Your Creditors to Listen to Your Concerns Often you take out debt with the best of intentions, believing that you can pay it back. Sometimes, though, your circumstances change, and you find yourself unable to meet your monthly obligations. When this happens, creditors get nervous and start sending you letters asking for … Read more
How to Get Out of Debt With a Repayment Plan If you can’t pay your bills then you need to know that you are not alone. Thousands of Canadians file for bankruptcies, consumer proposals and insolvency claims every single year. So many people find that their bills get ahead of them and find that they … Read more
FAQs on Debt Problems If you want to get your questions about debt answered, then you have certainly come to the right place. Here you can find out everything you need to know about filing for bankruptcy, as well as having the peace of mind and confidence you need to push forward. Who can File … Read more
Tips on Reading Your Credit Report Whether you’ve recently paid off substantial debt, are continuing to pay on a mortgage, or simply want to know what state your credit is in, you need to understand the things to look for when reading your free credit report. In Canada, Equifax and TransUnion are required by the … Read more
