Leamington
Gordon Sands What Are The Dangers of Co-Signing Any Debt? Co-signing happens quite often in the world of loans and finance. It is a way for someone who has very good credit to help someone who is struggling with their finances. The practice is very good amongst close friends and family members, as it requires a lot … Read more
Leaving the Country While Bankrupt One of the main questions that a lot of people ask when they are facing bankruptcy is whether or not they can travel. There’s a common misconception that you can’t travel while you are facing bankruptcy, but this is not true at all. There are however various situations where you … Read more
After filing for bankruptcy, you have to begin the arduous task of repairing your credit rating. If you don’t, then it will be impossible to apply for any loans or credit when you need it. So, you can wave goodbye to a new car or house! Thankfully, credit repair after bankruptcy doesn’t need to be … Read more
Everyone should focus on achieving a good credit rating in Canada. There are many reasons why having good credit is important, and the main one is that it lets you have access to more credit in the future. People with poor credit scores often get loans with bad interest rates – or don’t get accepted … Read more
Tax Debts & Filing Bankruptcy Most people understand the gist of filing for bankruptcy, but some of you probably wonder if all debts are wiped out. More specifically, many individuals ask the question: should I file bankruptcy for tax debts? Need Help Reviewing Your Financial Situation? Contact a Licensed Trustee for a Free Debt Relief … Read more
Should Your Adult Children Pay Rent to Live at Home? Once upon a time, it was commonplace for people to move out of their family homes as soon as they reached adulthood. In recent times, though, a noticeably higher percentage of younger adults continue to live with their parents for years after finishing school. It’s … Read more
Budgeting Help For Students The decision to continue your studies through Higher Education is one that’s designed to unlock better career prospects and a brighter financial future. However, the long-term ambitions will inevitably cause economic disruptions throughout this period of your life. If you’re not careful, those problems could distract you from your studies while … Read more
The 5-Year Hardship Provision Allows You to Discharge Student Loan Debt Early When filing for bankruptcy or a consumer proposal, it’s important to understand exactly how the outcome will reshape your financial situation. Student loans are a common source of confusion, especially as most people are unaware of all aspects, such as the five-year hardship … Read more
How To Get Discharged Of Debt If You Haven’t Received Your Bankruptcy Discharge Filing for bankruptcy in Canada is often the best way to draw a line under past financial mistakes and unsecured debts that have spiraled out of control. However, it is a legal procedure that will impact your financial opportunities for a long … Read more
How to Have a Low Budget Wedding to Start Married Life Debt Free Your wedding will be one of the most expensive things you ever buy, often coming second only to the house you live in. People spend vast amounts on this event, hoping to make their special day as special as possible, and this … Read more
A Personal Budget Guideline Building a good personal budget is an essential step towards achieving your financial goals. Without this in place, it will be incredibly difficult to monitor your spending and improve your saving, and those who ignore the need for a budget will often find themselves struggling with their money. We’re going to … Read more
Receiving Your Bankruptcy Discharge in Ontario Bankruptcy can be a long process, often taking many years for people to get back onto their feet when they’ve gotten deep into money trouble. By the time you’ve paid off all of your debt, you will finally have the chance to enjoy the benefits of financial freedom once … Read more
Dealing With Creditors to Stop a Garnishment of Wages The vast majority of banks and other financial institutions are happy to let their customers handle their own loan repayments. This sort of method has worked for a very long time, and it’s fairly uncommon to find people breaking the agreements they’ve made, though this isn’t … Read more
Stopping Calls From Debt Collection Agents Struggling with debt can be extremely stressful, and it is often made even more difficult to deal with by debt collectors constantly trying to contact you. You begin to dread getting a phone call or a letter, knowing that it could be another attempt at contacting you from a … Read more
Stopping a Wage Garnishment By Filing a Consumer Proposal With Creditors When you are in debt, you could have multiple creditors who you owe money too. Creditors will often explore multiple options to gain money that they are owed or entitled too. This could include court-mandated wage garnishments where the amount owed is deducted from … Read more
How To Separate Your Needs From Your Wants If you are currently suffering from a high level of debt, one of the first things that you will need to do is take an honest look at your finances and your financial situation as a whole. When people complete this step, they often discover that a … Read more
Dealing With Ex-Spouses & Bankruptcy A recent study has found a shocking relationship between bankruptcy, separation, and divorce. It revealed that one in seven individuals who declared bankruptcy in Canada noted that separation or divorce was one of the possible issues with their finances. In many ways this is understandable. After all, a divorce can … Read more
How to Stop Aggressive Debt Collection Tactics It is important that you realize there are very strict rules about what debt collectors are allowed to do. Some people find that debt collectors go out of their bounds, and can even become aggressive towards the people they are collecting from. If you have ever had a … Read more
What Happens When I Submit a Consumer Proposal? Submitting a consumer proposal to creditors can be a complex issue. In this case study, you’ll find everything you need to know about this process. Need Help Reviewing Your Financial Situation? Contact a Licensed Trustee for a Free Debt Relief Evaluation Schedule Your Free Consultation Case Study: … Read more
Things to Know About British Columbia Bankruptcy Most of the laws, regulations, and procedures remain the same regardless of where you are located in Canada. However, there are crucial differences that could be relevant to you, that you should be aware of. For instance, a trustee may interpret things differently depending on your location. Here … Read more
