Leamington
Gordon Sands Is it Better to File a Consumer Proposal or Settle Your Debts Without Assistance? A Look at a Consumer Proposal vs Settling Debts on Your Own If you are having trouble paying your bills you are probably considering how you can get out of debt. You are likely wondering if you can avoid bankruptcy and still … Read more
Is Filing for Bankruptcy My Best Option? Many Canadians who have a serious debt problem consider filing for bankruptcy, and some even think that it is their only way to get out of debt. There are many different circumstances in which a Licensed Insolvency Trustee (formerly a bankruptcy trustee) may not recommend that you go … Read more
If you are struggling with debt that you are finding impossible to manage then you can get assistance with a non-profit credit counselling society. Feelings of being overwhelmed and trapped in debt can cause stress and sleepless nights. Need Help Reviewing Your Financial Situation? Contact a Licensed Trustee for a Free Debt Relief Evaluation Schedule … Read more
Canadian consumers can find themselves in serious financial difficulties for many different reasons. You might find that you have trouble making your mortgage payment on time, or you might be having trouble making the minimum payments on your credit cards. Need Help Reviewing Your Financial Situation? Contact a Licensed Trustee for a Free Debt Relief … Read more
Having wages garnished can have a very negative impact on a person and their family. A garnishment can be especially hard if you open your paycheque and it is much smaller than you expected. Having wages garnisheed can come at any time, and depending on the province you live in, a significant part of your … Read more
Ways To Survive Without a Credit Card The use of cash is on the decline in Canada, and many people in the country would agree that it is necessary to have a credit card in today’s modern society. Need Help Reviewing Your Financial Situation? Contact a Licensed Trustee for a Free Debt Relief Evaluation Schedule … Read more
“Can Unsecured Creditors Take My Car If I Don’t Pay My Debt” is a concern that many individuals struggling with debt have. Need Help Reviewing Your Financial Situation? Contact a Licensed Trustee for a Free Debt Relief Evaluation Schedule Your Free Consultation Your car loan is a secured debt, and if you do not pay … Read more
Consumer Proposal FAQ – Frequently Asked Proposal Questions A consumer proposal is a payment plan that you can negotiate with your creditors so you can avoid bankruptcy. Our Consumer Proposal FAQ page is intended to give a person in debt a brief understanding of how a proposal works. We have gathered some of the most common … Read more
Debt Consultants review a consumer’s debt and commonly design proposals (or bankruptcy) that the consumer can take to a Licensed Insolvency Trustee. Need Help Reviewing Your Financial Situation? Contact a Licensed Trustee for a Free Debt Relief Evaluation Schedule Your Free Consultation Because these firms are charging consumers for services that a Licensed Insolvency Trustee does … Read more
Are Most Bankrupts Irresponsible People? Many people have many different feelings when making the decision to speak with a Trustee. Many people admit to feeling worried, nervous, confused, embarrassed or ashamed. Need Help Reviewing Your Financial Situation? Contact a Licensed Trustee for a Free Debt Relief Evaluation Schedule Your Free Consultation The same people often … Read more
Many Canadians are struggling with debt. Many of these people are facing sleepless nights and stress at home. Need Help Reviewing Your Financial Situation? Contact a Licensed Trustee for a Free Debt Relief Evaluation Schedule Your Free Consultation Most know that they need to do something about their debt problem. Unfortunately, many of these people … Read more
Learn About How The Insolvency (Bankruptcy or a Consumer Proposal) Process Works Understanding the insolvency process will help you understand who does what in a bankruptcy and a consumer proposal. Need Help Reviewing Your Financial Situation? Contact a Licensed Trustee for a Free Debt Relief Evaluation Schedule Your Free Consultation The roles of each party … Read more
Many people are struggling with debt and often they put off dealing with their debt for as long as possible. You’re embarrassed and afraid that you might have to go bankrupt. Need Help Reviewing Your Financial Situation? Contact a Licensed Trustee for a Free Debt Relief Evaluation Schedule Your Free Consultation Many Canadians do not … Read more
Can I be forced into bankruptcy is a worry many debtors have. Fortunately, the answer to “Can a Trustee Force Me Into Bankruptcy” is no! Need Help Reviewing Your Financial Situation? Contact a Licensed Trustee for a Free Debt Relief Evaluation Schedule Your Free Consultation The role of the Trustee is to listen to a … Read more
What Can I Do If I Receive Collection Calls From a Debt Included in Bankruptcy? Collection Calls From a Debt Included In Bankruptcy: Once you have filed bankruptcy all collection activity should stop. Your Trustee is responsible for notifying your creditors that you have gone bankrupt and that the stay of proceedings is in effect. … Read more
What If I Work for one of my creditors and want to go Bankrupt? Speak with a Trustee about how working for a creditor will impact your bankruptcy or consumer proposal. Working for one of your creditors can make going bankrupt or making a proposal tricky. Need Help Reviewing Your Financial Situation? Contact a Licensed … Read more
If you have read any of the consumer proposal pages on this site, you will know that a consumer proposal is a popular bankruptcy alternative. It is also a “win-win” debt solution for the debtor and their creditors. Making a proposal allows you to take advantage of the benefits of filing bankruptcy without the drawbacks … Read more
Are You Tired of Making Credit Card Payments Each Month That Get You Nowhere? If you have credit card debt that is low, perhaps around $5,000, your minimum payment is manageable and you can likely afford the payments without difficulty. Need Help Reviewing Your Financial Situation? Contact a Licensed Trustee for a Free Debt Relief … Read more
What is Bankruptcy Mediation? If you are in a disagreement with your creditors or Trustee during your bankruptcy process, you can seek mediation. Mediation involves an impartial person working with the parties involved to resolve the conflict. Need Help Reviewing Your Financial Situation? Contact a Licensed Trustee for a Free Debt Relief Evaluation Schedule Your Free … Read more
Bankruptcy’s Automatic Stay of Proceedings A Stay of Proceedings goes into effect as soon as a bankruptcy or proposal is filed. Need Help Reviewing Your Financial Situation? Contact a Licensed Trustee for a Free Debt Relief Evaluation Schedule Your Free Consultation It will stop any collection action including a wage garnishment. The stay also prevents your … Read more
